Visa Reason Codes - Chargeback Expertz

Visa uses the four main categories to organize its reason codes: Authorization, Card Member Disputes (which Visa refers to as Consumer Disputes), Fraud, and Processing Errors.

Code	Description	How To Win
30	Services Not Provided or Merchandise Not Received	
41	Cancelled Recurring Transaction	
53	Not as Described or Defective Merchandise	
57	Fraudulent Multiple Transactions	
60	Requested Copy Illegible or Invalid	
62	Counterfeit Transaction	
70	Account Number on Exception File	
71	Declined Authorization	
72	No Authorization	
73	Expired Card	
74	Late Presentment	
75	Cardholder Does Not Recognize Transaction	
76	Incorrect Transaction Code	
77	Non-Matching Account Number	
78	Ineligible Transaction (International only)/ Service Code Violation	
79	Non-receipt of Sales Draft	
80	Incorrect Transaction Amount or Account Number	
81	Fraudulent Transaction – Card-Present Environment	
82	Duplicate Processing	
83	Fraudulent Transaction – Card-Absent Environment	
85	Credit Not Processed	
86	Paid By Other Means	
90	Non-Receipt of Cash or Load Transaction Value at ATM or Load Device	
93	Visa Fraud Monitoring Program	
96	Transaction Exceeds Limited Amount	

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